Frequently Asked Questions

Car Loans St. Catharines, Making The Car Loan Process Simple

You have asked and we have answered! Below are some of our most frequently asked questions.

Car Loans St. Catharines's guaranteed approval process is quick, simple and on budget. Every car loan is tailored for each specific customer and their needs. Hundreds have been approved already.
Once you have submitted your online application form, our team of specialized car loan professionals will access your info and contact you to confirm all details. Once this has been completed, we will match you with the best financial institution, offering the lowest rates and confirm your approval. This will happen the same day we have confirmed your info!
Yes, you may contact us directly and speak to one of our finance advisors by calling us at 1-888-474-8815 or texting us at 1-519-702-8888.
Of course. We have multiple financial institutions fighting for your business. Regardless of past credit issues, they want your business and our specialists work on your behalf, to secure the lowest rates possible.
Your credit score is designed to help financial institutions predict the risk associated with your purchase of your new vehicle. Whether its high or low, these scores also present a story of your past. Our professionals help tell that story, the best way possible. We have all fell on hard times in the past and shouldn't be punished for it. Car Loans St. Catharines understands this and so do our financial institutions.
Car Loans St. Catharines offers better than bank rates. How? We approve hundreds of applications per month and are rewarded with these low rates. We pass these onto our customers, to secure the lowest rates possible!
97% of our approvals are from individuals with past credit issues. We have multiple lenders that are fighting to get your business and Car Loans St. Catharines professionals are able to negotiate the best rates possbile, to secure a loan that will be customized to you.
Every situation is different. Car Loans St. Catharines will work to secure the lowest rate possbile for your situation. Our Award winning team deals with hundreds of applications per month and are well equipt to secure the best car loan rates in the Ontario market.
There are many factors that impact your monthly car loan payment. Down payment, the amount financed, term (length of contract), and annual percentage rate (the yearly cost of a loan) all affect the monthly payment. We work with each of these factors to put you into a car loan that meets your budget.
Most, but not all financial institutions require these, but you should have them available. A valid Drivers license, 2 current pay stubs, and a void cheque. Keep in mind that different financing companies may require additional documentation.
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